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Spencer Grimes

Disclaimer: While our investment decisions are rooted in detailed analysis, it is important to point out that actual results can differ significantly from those that we seek. We discuss a handful of individual companies herein; our opinions are current as of the date they were written but are subject to change.  Information herein may not be sufficient on which to base an investment decision and should not be considered a recommendation to purchase or sell any particular security. Equity investments are affected by market conditions and may be volatile. Twinleaf Management LLC invests in small- and mid-cap companies for client accounts.  Investing in smaller companies may be riskier and more volatile than investing in larger companies, in part because smaller companies may not have the scale, depth of resources or other assets of larger firms. Twinleaf accounts typically hold 10-12 stocks and therefore may be more volatile than a more diversified investment. Investors should carefully consider investment objectives, risks and fees before investing.